Preheat the oven to 375 degrees F. Spray a 12-cup muffin pan with nonstick spray (butter flavored, if available) and set it aside.
Roll dough out into a 12-inch by 9-inch rectangle. If using crescent rolls dough, pinch it to seal the perforated seams. Using a knife or pizza cutter, cut the dough into 12 squares.
Place each square of dough into a muffin cup, and press it into the bottom and up along the sides of the cup to form a little dough cup.
Bake in the oven for about 12 minutes, until golden brown.
Remove and let it cool.
Put whipped topping in a large bowl.
Add instant pudding mix. Stir until it's blended, thickened, and uniform.
Add chocolate pudding in dollops, and then gently swirl into the whipped topping mixture, creating a swirled effect. Do not mix until uniform.
Remove dough cups from the muffin pan and evenly distribute pudding mixture among them.
Drizzle each with 1/2 tablespoon of caramel dip and use the end of a spoon or fork to swirl it into the creamy mixture.