Combine Lime-Cilantro Cream ingredients in small bowl, if desired. Set aside.
Heat large nonstick skillet over medium heat until hot.
Add ground beef with bell pepper, onion, chili powder and cumin; cook 8 to 10 minutes, breaking into small crumbles and stirring occasionally.
Remove beef mixture from skillet; keep warm.
Combine eggs, water and 1 tablespoon cilantro in medium bowl. Spray same skillet with cooking spray.
Pour into skillet; cook over medium heat 2 to 3 minutes or until scrambled, stirring occasionally. Season with salt, if desired. Stir in beef mixture and cheese; cook 1 minute or until heated through, stirring occasionally.
Spoon beef mixture evenly in a row across center of each tortilla, leaving 1-inch border on right and left sides. Fold right and left sides of tortilla over filling. Fold bottom edge up over filling and roll up; cut diagonally in half.
Serve with Lime-Cilantro Cream and salsa, as desired.