Layer shredded lettuce on a 12 inch serving platter.
In a medium bowl, stir together black beans, red chile peppers and green onions. Spoon the mixture on top of the lettuce. Gently spread sour cream over beans.
Sprinkle with jalapeno peppers and lime zest.
Drain excess liquid from salsa.
Place salsa in a medium bowl. Stir in avocado. Spoon the mixture over sour cream layer.
Sprinkle with Monterey Jack cheese. Top with black olives and cilantro.